The First Street Foundation says its flood models and other data come from years of peer-reviewed research that gauges the likelihood of storm surges, high tides, wildfires and other extreme events in a given area.įor years, the insurance industry has relied mainly on flood maps created by FEMA (Federal Emergency Management Agency) to assess risk, but Risk Factor uses more recent data. Risk Factor is a website created by the First Street Foundation, a nonprofit research firm that aims to make up-to-date climate risk information available to private citizens - homebuyers - rather than commercial interests. Is Your Home Susceptible To Flooding, Fire and More? Read This Now it uses more climate data to gauge whether the property you own or are considering buying could be susceptible to wildfire, wind or extreme heat. When the site launched a few years ago, it focused only on floods and was called Flood Factor. In this article, we’re going to tell you how Risk Factor works and how to use it. When it comes to buying a home, one of the most important things you need to know is the likelihood of flooding and other bad things happening on the property.Ī free online tool - shows whether water, wind and other potential disasters could hit your home in the near and distant future.
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